A trustee sale under a deed of trust with no lawsuit. The state rule is short: the sale must be advertised once a week for three successive weeks and posted at the courthouse. There is no statutory redemption we could find after the sale, so the real deadline is the sale, and you can stop it by paying what is past due at any time before it is made.
Not sure what date to put in? Tell us which paper you were sent and we will work the timeline out backwards from it.
Each is a different statute.
When you first fell behind.
Local pace is the variable.
Past steps fade out.
FHA and VA add steps.
A tenant gets 90 days under federal law.
Three dates decide a Mississippi trustee case. The first day the notice of sale is published, which starts the three week clock. The trustee sale itself, no sooner than 21 days later. And the moment before the sale, when the right to catch up ends.
Rights that exist because the property is in Mississippi, whatever a servicer tells you on the phone.
Regional legal aid programmes take foreclosure cases at no cost if you qualify by income. Start at LawHelp.org, which lists free legal aid programmes state by state.
HUD-approved housing counsellors are free in every state — 1-800-569-4287. Some courts and counties run foreclosure mediation or settlement programmes; ask the court clerk whether yours does.
Anyone who contacts you first, guarantees they can stop the sale for a fee paid up front, or asks you to sign the deed over is running a scam. Never sign a deed to someone promising to save your home.
Checked against the statutes cited beside each step. Every legal claim on this page is registered with its citation and was checked against official sources and then reviewed again by an independent checker. Dates marked as estimates are estimates. Appellate case law was not independently verified, and laws change, so have a Mississippi foreclosure attorney confirm anything that matters before you act.
Short answers, each one sourced to the statute cited on this page.
A typical Mississippi foreclosure runs roughly 194 days from the first missed payment to the trustee sale. The law requires the sale to be advertised for three consecutive weeks in a county newspaper and posted at the courthouse. Miss. Code 89-1-55.
Yes. You can reinstate at any time before the sale by paying the amount actually past due, plus costs, attorneys fees and trustee fees, not the accelerated balance. Miss. Code 89-1-59.
We found no statutory redemption right after a trustee sale, so treat the day before the sale as your deadline. Miss. Code 89-1-55 to 89-1-63.
Two years from the day of the sale, by paying the taxes, costs, 5 percent damages and interest of 1.5 percent a month. Miss. Code 27-45-3.
A non-bank mortgage lender covered by the S.A.F.E. Mortgage Act must mail a notice at least 45 days before the auction. Depository institutions, their controlled subsidiaries and Farm Credit lenders are exempt. Miss. Code 81-18-55 and 81-18-5.