We calculate foreclosure deadlines. These are people who explain the rest of it well: the numbers, the auctions, and what happens after. We picked them ourselves. Nobody paid to be here.
Real estate broker and auctioneer in Memphis, Tennessee, as her channel describes her · YouTube: @YourAgentAshley
Foreclosure By State is independent. Ashley Pickens is not affiliated with this site, and her inclusion here is not an endorsement of it.
Ashley says she has worked in real estate for more than 15 years, and her channel covers auctions, foreclosures and bank-owned (REO) homes. She breaks down the foreclosure numbers by state and county, and she films real auction days. Her videos look at foreclosure from the market side, which helps homeowners: you see how the people on the other side of the sale think.
What we like: she explains the data plainly, shows where it comes from, and keeps it current.
Visit her channelEach video is paired with the part of this site that fits it.
The monthly national count, and what it does and does not mean. If you are one of those numbers, the count matters less than your own clock.
Find your state’s deadlines →Which states have the highest foreclosure rates this year. If your state is on her list, check how long the process there actually takes.
Pick your state →Where mortgage defaults are rising, down to the county. A default is the start of pre-foreclosure, the window with the most options.
Read the pre-foreclosure guide →A short look at a real auction day from the auctioneer’s side. Knowing who bids at the sale helps you decide what to do before it.
Read the auction guide →National numbers tell you the trend. Your state’s law decides your deadlines. Ashley is in Memphis, so if you are too, start with the Tennessee calculator. Everyone else, pick your state, or see whether you can still get the house back after a sale.
We link to her public channel because we think her videos are useful. Foreclosure By State is independent, and Ashley Pickens is not affiliated with this site.
A HUD-approved housing counselor is free on 1-800-569-4287. This site is general information, not legal advice.