39,906 U.S. properties had a foreclosure filing in July 2026, +10% from a year ago. That is 1 in every 3,603 homes.
| # | State | Rate |
|---|---|---|
| 1 | Nevada | 1 in 1,703 |
| 2 | South Carolina | 1 in 2,085 |
| 3 | Florida | 1 in 2,232 |
| 4 | Delaware | 1 in 2,579 |
| 5 | Texas | 1 in 2,653 |
Among larger metro areas, the highest rates were in Punta Gorda, FL (1 in 899), Killeen, TX (1 in 1,359), Las Vegas, NV (1 in 1,394), Vallejo, CA (1 in 1,432), Lakeland, FL (1 in 1,501).
| # | State | Starts |
|---|---|---|
| 1 | Texas | 3,306 |
| 2 | Florida | 3,277 |
| 3 | California | 2,540 |
| 4 | Illinois | 1,243 |
| 5 | Georgia | 1,217 |
| # | State | Homes |
|---|---|---|
| 1 | Texas | 1,265 |
| 2 | California | 616 |
| 3 | North Carolina | 299 |
| 4 | Maryland | 272 |
| 5 | Virginia | 263 |
A filing is not a sale. Every state gives you notices and deadlines, and some give you a right to buy the home back. Pick your state and enter the date of your first missed payment to see every deadline. Start with the pre-foreclosure guide.
Source: figures from ATTOM’s July 2026 foreclosure report, which names only the top five states in each category. The full state ranking starts with our August 2026 report. Other reports: August 2026 · June 2026 · May 2026 · April 2026 · March 2026 · February 2026 · January 2026
A HUD-approved housing counselor is free on 1-800-569-4287. This site is general information, not legal advice.