Monthly report · August 2026

Foreclosures by state: August 2026

40,277 U.S. properties had a foreclosure filing in August 2026, +1% from the month before and +13% from a year ago. That is 1 in every 3,569 homes. Below is every state, ranked, and what the numbers mean if one of those filings is yours.

40,277properties with a filing (+13% year over year)
25,894new foreclosure starts (+7% year over year)
5,794homes taken back by lenders (+42% year over year)

Where rates are highest

The five states with the most filings per home were South Carolina (1 in 1,547), Nevada (1 in 1,920), Florida (1 in 2,397), Texas (1 in 2,445), Maryland (1 in 2,530). Among larger metro areas, the highest rates were in Columbia, SC (1 in 1,232), Punta Gorda, FL (1 in 1,249), Spartanburg, SC (1 in 1,262), Fayetteville, NC (1 in 1,458), Charleston, SC (1 in 1,501).

Speed matters as much as volume. Of this month’s ten highest-rate states, 4 usually foreclose without a court case (Nevada, Texas, Utah, Alabama), where a sale can come in months, and 5 go through the courts (South Carolina, Florida, Indiana, Delaware, Illinois), which usually takes longer. The last column below shows the typical timeline our calculator gives for each state.

Every state, ranked

Tap a state for its deadlines, calculated from your own dates. Counties listed are the state’s highest-rate counties this month.

#StateRateFilingsProcessTypical timeline
1South CarolinaDorchester, Kershaw, Chester, Florence1 in 1,5471,579Court318 days
2NevadaLyon, Clark, Nye, Mineral1 in 1,920691No court280 days
3FloridaBaker, Putnam, Dixie, Highlands1 in 2,3974,278Court392 days
4TexasLiberty, Caldwell, Kaufman, Oldham1 in 2,4454,961No court219 days
5MarylandBaltimore City, Charles, Allegany, Calvert1 in 2,5301,012Either333 days
6IndianaMadison, Clinton, Grant, Huntington1 in 2,5351,174Court428 days
7DelawareNew Castle, Kent, Sussex1 in 2,796166Court243 days
8IllinoisFord, Montgomery, Dewitt, Will1 in 2,8801,895Court490 days
9UtahSevier, Carbon, Sanpete, Tooele1 in 2,920419No court286 days
10AlabamaHenry, Bibb, Marshall, Fayette1 in 3,016775No court166 days
11OhioCuyahoga, Knox, Lake, Shelby1 in 3,1391,686Court457 days
12TennesseeTrousdale, Benton, Smith, Hardeman1 in 3,163994No court213 days
13ArizonaPinal, Cochise, Gila, Yuma1 in 3,265978No court225 days
14North CarolinaPasquotank, Nash, Jones, Hertford1 in 3,2731,496No court262 days
15CaliforniaLake, Madera, Sutter, Mendocino1 in 3,2914,450No court330 days
16IowaJasper, Van Buren, Buena Vista, Tama1 in 3,391424Court359 days
17New JerseySalem, Cumberland, Camden, Gloucester1 in 3,4191,109Court661 days
18GeorgiaRockdale, Henry, Hart, Long1 in 3,5761,270No court184 days
19AlaskaKenai Peninsula, Kodiak Island, Fairbanks North Star, Bethel1 in 3,67687No court211 days
20ColoradoDelta, Fremont, Pueblo, Adams1 in 4,217614No court252 days
21MichiganJackson, Saint Joseph, Lenawee, Hillsdale1 in 4,3611,060No court368 days
22NebraskaPlatte, Burt, Fillmore, Nance1 in 4,428195Either202 days
23New MexicoValencia, Union, Otero, Colfax1 in 4,493213Court371 days
24LouisianaWest Baton Rouge, Plaquemines, Saint Bernard, Union1 in 4,718447Court210 days
25OklahomaCaddo, Greer, Harmon, Kingfisher1 in 4,721376Either359 days
26MinnesotaRed Lake, Mille Lacs, Isanti, Le Sueur1 in 5,000509No court178 days
27VirginiaMartinsville City, Emporia City, Petersburg City, Hopewell City1 in 5,006736No court175 days
28ArkansasPolk, Van Buren, Dallas, Arkansas1 in 5,146271No court227 days
29New YorkCortland, Greene, Orange, Tioga1 in 5,3521,604Court1087 days
30KentuckyKenton, Jefferson, Franklin, Boyd1 in 5,468370Court374 days
31MaineAroostook, York, Piscataquis, Oxford1 in 5,529136Court346 days
32PennsylvaniaDelaware, Philadelphia, Cambria, Montgomery1 in 5,7091,017Court619 days
33MissouriRipley, Mississippi, Dallas, New Madrid1 in 5,766490No court161 days
34WashingtonGrays Harbor, Mason, Lincoln, Pierce1 in 5,905560No court305 days
35MississippiSimpson, Marshall, Kemper, Grenada1 in 6,152218No court194 days
36OregonColumbia, Klamath, Clatsop, Jefferson1 in 6,385291No court270 days
37MassachusettsHampden, Plymouth, Franklin, Bristol1 in 6,489467No court275 days
38ConnecticutSouth Central Connecticut, Naugatuck Valley, Capitol, Northeastern Connecticut1 in 6,533236Court266 days
39IdahoCaribou, Lincoln, Bannock, Power1 in 6,795117No court274 days
40WyomingNiobrara, Carbon, Johnson, Sublette1 in 7,49037No court153 days
41MontanaLiberty, Sweet Grass, Silver Bow, Broadwater1 in 8,25764No court241 days
42North DakotaAdams, Dunn, Mountrail, Mchenry1 in 8,98342Court243 days
43HawaiiHonolulu, Hawaii, Maui1 in 9,16062Either242 days
44West VirginiaWetzel, Cabell, Calhoun, Wyoming1 in 9,90087No court153 days
45New HampshireBelknap, Coos, Grafton, Merrimack1 in 10,80860No court166 days
46WisconsinKewaunee, Taylor, Dodge, Langlade1 in 11,204248Court469 days
47KansasGreeley, Brown, Atchison, Trego1 in 13,91093Court307 days
48Rhode IslandKent, Providence, Bristol, Newport1 in 14,72533No court170 days
49South DakotaJerauld, Day, Turner, Fall River1 in 21,32219Either265 days
50VermontWindsor, Franklin, Windham, Washington1 in 67,8085Court411 days

District of Columbia was not ranked in the source data this month. DC deadlines are here.

If one of these filings is yours

A filing is not a sale. Most states give you notices, a cure window and sometimes a right to buy the home back, each with its own deadline. The first step is to find out which clock you are on: pick your state, enter the date of your first missed payment, and the calculator lays out every deadline. See the pre-foreclosure guide for what to do first, and whether you can still get the house back after a sale.

Watch a breakdown of these numbers

Memphis broker and auctioneer Ashley Pickens walks through each month’s report on her channel.

Source: figures from ATTOM’s August 2026 U.S. Foreclosure Market Report and foreclosure rates by state. Rates are filings per housing unit. Timelines and process type are from this site. Earlier reports: July 2026 · June 2026 · May 2026 · April 2026 · March 2026 · February 2026 · January 2026

A HUD-approved housing counselor is free on 1-800-569-4287. This site is general information, not legal advice.